Insurance & fees

We are on most major panels, and we bill for you

Whether you are being seen at our Libertyville or Northbrook locations, we take the guesswork out of billing by verifying your benefits and discussing estimated costs before your appointment.

In network

Panels we are on

We do all of the billing for you. If your plan is not listed, call us — we will check, and out-of-network is usually still an option.

Check my plan: (847) 549-1189 →

What you pay at the visit

Copays, co-insurance, and deductibles are due at the time of service. We accept:

  • Cash
  • Check
  • Visa
  • MasterCard
  • Discover
  • American Express
  • HSA

Your exact amount depends on your plan, so our Intake Team confirms it with your insurer before your first appointment rather than leaving you to guess.

If we are out of network

We serve as out-of-network providers for any other insurance company where your plan allows it. You pay the session fee at the time of service, and our billing manager gives you a receipt to submit to your insurer for reimbursement.

If you would rather not use insurance at all, we offer fee-for-service. Ask about the rate when you call — we will quote it before you book, not after.

Paying privately

Clients who are uninsured, or who choose not to use their insurance, are entitled to a Good Faith Estimate of what their care will cost, in writing, under the federal No Surprises Act. Ask for one at any point and we will provide it.

If a final bill comes in more than $400 above the estimate, you have the right to dispute it.

The cost conversation happens before you book

Nobody should start therapy unsure what it costs. Call and our Intake Team will verify your benefits, tell you your share, and only then find you an appointment.

More questions? Read the FAQ →

Grand Oaks Behavioral Health
(847) 549-1189Schedule